Support measures for start ups

On this page, you will find information and data about the Covid-19 guarantees for start ups.

Number and volume of guarantees for start ups

A dedicated guarantee process was set up to ensure bank credits for qualified start-ups, using the pre-existing guarantee system as a basis. Start ups were able to submit guarantee applications from 7 May until 31 August 2020. The tables below show the final figures for the guarantees requested by and granted for startups.

Number of guarantee applications

Canton
Number of guarantee applications
Received
Rejected
Withdrawn
Granted
NumberQuota
AG321753%114
AR5480%01
BE592237%532
BL12650%24
BS361747%415
FR221255%010
GE1800%117
GL300%12
GR5240%03
JU6117%05
LU412151%218
NE16319%013
SG8563%03
SH1218%011
SO8788%01
SZ371849%118
TI301860%012
UR11100%00
VD1773821%8131
VS20840%111
ZG884753%338
Total63624839%29359

 

Guarantees granted

Canton
Guarantees granted
NumberGuarantee volume in CHF% of TotalAverage amount in CHF
AG143'763'4203.8%268'816
AR175'0000.1%75'000
BE329'635'0009.8%301'094
BL4877'1060.9%219'277
BS154'587'0184.6%305'801
FR103'051'8403.1%305'184
GE173'347'7403.4%196'926
GL2350'0000.4%175'000
GR3594'1000.6%198'033
JU51'257'5001.3%251'500
LU181'693'2001.7%94'067
NE132'662'8002.7%204'831
SG31'465'0001.5%488'333
SH113'060'0003.1%278'182
SO1705'0000.7%705'000
SZ186'105'7786.2%339'210
TI123'970'4664.0%330'872
UR000%0
VD13136'089'93636.5%275'496
VS112'792'5002.8%253'864
ZG3812'705'38112.9%334'352
Total35998'788'785100%275'178

Fully repaid bridging credits under the start up guarantee program

The table below shows the bridging credits fully repaid by the borrowers in the specified year under the start up guarantee program, whereupon the corresponding guarantee organizations were exonerated of their solidarity guarantee by the lenders. Partial repayments without guarantee exoneration are not shown in the table below.

Number of creditsAverage repaid amount in CHFRepaid amounts in CHF
2020000
202119287'2365'457'478
202226290'5017'553'030
Total45289'12213'010'508

Last updated: 07.12.2022

Honoring on guarantees under the start up guarantee program

The following table provides information on the honoring of guarantees under the start up guarantee program in the specified year. These are bridging loans for start ups for which the banks have drawn down the guarantee. With the transfer of the honored amount from the guarantee organisations to the banks, the claims against the borrowers are transferred to the guarantee organisations. The numbers listed in the table below include both the 65% share guaranteed by the federal government and the 35% share guaranteed by the cantons. The honored amount may differ from the guarantee amount, on the one hand, because the amount of the guarantee may exceed the amount of the credit granted, and on the other hand, because the amount of the guarantee may exceed the amount of the credit granted, and on the other hand, as the banks only draw down the guarantee for the portion of the credit that the borrowers have used.

Number of creditsAverage honored amount
in CHF
Honored amounts
in CHF
Guarantee amounts
in CHF
20200000
20213310'998932'9951'055'000
20228204'2741'634'1921'859'782
Total11233'3812'567'1872'914'782

Last updated: 07.12.2022

Further analyses on start-up guarantees granted

The graphs in this section illustrate the distributions of startup guarantees granted as a result of the Covid-19 pandemic by selected specifications, such as canton or sector. These visualizations provide background knowledge and are based on data from the guarantee organizations. In order to exclude any conclusions about individual companies and to guarantee their anonymity, only aggregated data can be made available. Due to rounding, it is possible that the sum of the shares may not be 100%.

Status: 04.12.2020

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Graphic for download: Number of guarantees by canton [png]

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Graphic for download: Guarantee volume by canton [png]

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Graphic for download: Number of guarantees by banking group [png]

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Graphic for download: Guarantee volume by banking group [png]

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Graphic for download: Top 10 banks by number of guarantees [png]

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Graphic for download: Top 10 banks by guarantee volume [png]

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Graphic for download: Number of guarantees by group of economic activities (NOGA section) [png]

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Graphic for download: Guarantee volume by group of economic activities (NOGA section) [png]

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Graphic for download: Top 10 sectors (NOGA division) by number of guarantees [png]

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Graphic for download: Top 10 sectors (NOGA division) by guarantee volume [png]

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Graphic for download: Number of guarantees by legal form of the company [png]

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Graphic for download: Guarantee volume by legal form of the company [png]

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Graphic for download: Average guarantee amount by legal form of the company [png]

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Graphic for download: Number of guarantees by company size (FTE) [png]

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Graphic for download: Guarantee volume by company size (FTE) [png]

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Graphic for download: Number of guarantees by guarantee organisation [png]

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Graphic for download: Guarantee volume by guarantee organisation [png]

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Participating cantons

In total, 21 cantons took part in the Covid-19 scheme.

To the cantons

Media contact

medien@seco.admin.ch