Covid-19 credits

On this page you will find information and data related to Covid-19 bridging credits.

On this page, you will find information and data about Covid-19 credits for companies. To ensure liquidity, companies affected by the Covid-19 crisis were able to take advantage of bridging credits guaranteed by the federal government between March 26th and July 31st.


Number and volume of Covid-19 bridging credits

Companies affected by the Covid-19-crisis were able to apply for bridging credits guaranteed by the federal government between 26 March and 31 July 2020 to ensure their liquidity. The table below shows the total number and volume of credits granted. Any credits that have already been repaid are not included here. All numbers are updated regularly.

 NumberAverage amount in CHFTotal in CHF
COVID-19 credit agreements136'671102'00013'900 Mio.*
COVID-19 credit plus1'1302.7 Mio.**3'008 Mio.**
Total137'80116'908 Mio.

* Extrapolation from number of credit agreements and average amount

** These numbers are based on the entire credit amount and not just the share of 85% which is guaranteed by the Swiss Confederation

Figures may vary as a result of adjustments made after the submission deadline of 31 July 2020 has passed.

Last updated: 07.04.2021

Data as CSV-File

Graphic for download: Total Covid-19 credit agreements, cumulative [png]

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Graphic for download: Total Covid-19 credit agreements per day [png]

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Infographic for download: Aid program status end of April [png]

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Fully repaid Covid-19 bridging credits

The table below shows the Covid-19 bridging credits fully repaid by the borrowers, whereupon the corresponding guarantee organizations were exonerated of their Covid-19 solidarity guarantee by the lenders. Partial repayments without guarantee exoneration are not shown in the table below.

 Number of creditsTotal in CHF
Total8'9581'890'855'379

Last updated: 07.04.2021

Honoring on guarantees under the Covid-19 bridging credits

The following table provides information on the honoring of guarantees under the Covid-19 bridging loan programme. These are Covid-19 briding loans for which the bank has drawn down the guarantee and thus transferred the claim against the borrower to the guarantee organisations.

 Number of creditsAverage amount in CHFTotal in CHF
Total1'68285'861144'247'177

Last updated: 07.04.2021

Further analyses

The following charts illustrate distributions of Covid-19 bridging credits for a selected specification, for example by canton or by industry. These visualizations serve to provide background information and are based on data from the guarantee organizations. In order to exclude any conclusions about individual companies and to guarantee their anonymity, only aggregated data can be made available. Due to rounding, it is possible that the sum of the shares may not be 100%.

Status: 26.08.2020

Data as CSV-File

Figures as PDF-File

Graphic for download: Number of credits by canton [png]

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Graphic for download: Credit volume by canton [png]

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Graphic for download: Number of credits by banking group [png]

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Graphic for download: Credit volume by banking group [png]

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Graphic for download: Top 10 banks by number of credits [png]

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Graphic for download: Top 10 banks by credit volume [png]

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Graphic for download: Number of credits by group of economic activities (NOGA section) [png]

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Graphic for download: Credit volume by group of economic activities (NOGA section) [png]

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Graphic for download: Top 10 sectors (NOGA division) by numbers of credits [png]

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Graphic for download: Top 10 sectors (NOGA division) by credit volume (in CHF m) [png]

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Graphic for download: Number of credits by legal form of the company [png]

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Graphic for download: Credit volume by legal form of the company [png]

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Graphic for download: Average credit amount by legal form of the company [png]

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Graphic for download: Number of credits by company size (FTE) [png]

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Graphic for download: Credit volume by company size (FTE) [png]

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Graphic for download: Number of guaranteed credits by guarantee organisation [png]

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Graphic for download: Guaranteed credit volume by guarantee organisation [png]

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Reports of abuse

The table below contains potential and actual cases of abuse under the Covid-19-Solidarbürgschaftsverordnung (in German) and the Covid-19-Solidarbürgschaftsgesetz (in German). Here you find the concept for the detection and prevention of abuse (in German). The statistics show the cases of which the loan guarantee cooperatives are aware, either because they have filed a criminal complaint themselves or because they have been informed about them by third parties. They are not complete with regard to criminal charges of which the loan guarantee cooperatives are not aware. The statistics are updated on an ongoing basis.

Types of abuse
(all types according to the ordinance)
In clarificationAbuse not confirmedCorrection without filing of criminal complaint
Criminal complaint filed*
Open casesClosed cases
NumberDelinquency amount**NumberDelinquency amount**
Multiple applications (Art. 3, para. 1)4210221387CHF 16'117'86512CHF 824'485
Date of foundation (Art. 3, para. 1, a.)521151649CHF 876'5004CHF 125'600
In bankruptcy, estate or liquidation (Art. 3, para. 1, b.)4151216CHF 1'424'3594CHF 675'000
Sales information (Art. 7, para. 1)2'637170432115CHF 21'468'5467CHF 620'000
Support for other emergency regulations (Art. 3, para. 1, d.)1010000
Use of credit in general and replacement investments (Art. 6, para. 1 und 2)14522333511CHF 62'105'11447CHF 3'698'901
Use of credit dividends, refinancing, etc. (Art. 6, para. 3)257219988818CHF 4'708'6957CHF 1'446'537
Others591330146CHF 18'513'0478CHF 409'574
Total3'8566271'773902CHF 125'214'12689CHF 7'800'097

*Including criminal complaints from third parties of which the loan guarantee cooperatives are aware.

**The reported delinquency amount corresponds to the volume of credits at the time they were granted. No account is taken of whether losses have effectively been incurred.

1 As of the commencement of the Covid-19-Solidarbürgschaftsgesetz (Covid-19-SBüG) (in German) on December 19, 2020, the prohibition to carry out new investments in fixed assets that are not replacement investments has been lifted (cf. Art. 27 para. 2 Covid-19-SBüG).

2 As of the commencement of the Covid-19-SBüG on December 19, 2020, already the decision on the payment of dividends is unlawful (cf. Art. 2 para. 2 lit. a Covid-19-SBüG and Official Bulletin: AB 2020 N 2040 of October 30, 2020, and AB 2020 S 1314 f. of December 10, 2020).

Last updated: 13.04.2021

In addition, the statistics from the Money Laundering Reporting Office (MROS) show all a) reports according to the Money Laundering Act or the Criminal Code, as well as b) the number of complaints filed by MROS with law enforcement agencies (according to Art. 23 para. 4 Money Laundering Act) . The MROS statistics can show cases that are also included in the above table of abuse reports.

Open cases after criminal complaint per canton

The following table shows the open cases after criminal complaints have been filed of which the loan guarantee cooperatives are aware, either because they filed the criminal complaints themselves or because they were informed about them by third parties. It is not complete with regard to criminal complaints of which the loan guarantee cooperatives have no knowledge. The statistics are updated on an ongoing basis.

CantonCriminal complaint filed: open cases*
NumberDelinquency amount**
AG73CHF 9'843'082
AI00
AR9CHF 967'700
BE70CHF 6'322'962
BL31CHF 3'894'187
BS26CHF 4'143'997
FR22CHF 2'707'575
GE103CHF 13'846'013
GL2CHF 1'000'000
GR13CHF 1'251'000
JU3CHF 181'000
LU36CHF 8'005'640
NE7CHF 330'975
NW6CHF 1'112'900
OW4CHF 550'355
SG29CHF 2'665'106
SH5CHF 1'124'000
SO18CHF 2'109'063
SZ25CHF 3'670'846
TG11CHF 1'802'000
TI95CHF 10'576'693
UR5CHF 219'640
VD93CHF 15'345'000
VS19CHF 1'691'894
ZG35CHF 7'758'059
ZH162CHF 24'094'439
Total902CHF 125'214'126

*Including criminal complaints filed by third parties of which the loan guarantee cooperatives are aware.

**The reported delinquency amount corresponds to the volume of credits at the time they were granted. No account is taken of whether losses have effectively been incurred.

Last updated: 13.04.2021

Closed cases after criminal complaint

The table below shows the closed cases following a criminal complaint of which the loan guarantee cooperatives are aware, either because they filed the criminal complaints themselves or because they have been informed about them by third parties. It is not complete with regard to criminal complaints of which the loan guarantee cooperatives have no knowledge. The statistics are updated on an ongoing basis.

Types of abuse
(all types according to the ordinance)
No criminal proceedings:
Non-prosecution
Criminal proceedings closed
InnocentReparationGuilty
NumberNumberDelinquency amount*NumberDelinquency amount*
Multiple applications (Art. 3, para. 1)022CHF 89'5008CHF 688'000
Date of foundation (Art. 3, para. 1, a.)02002CHF 80'600
In bankruptcy, estate or liquidation (Art. 3, para. 1, b.)021CHF 20'0001CHF 30'000
Sales information (Art. 7, para. 1)011CHF 100'0005CHF 475'000
Support for other emergency regulations (Art. 3, para. 1, d.)000000
Use of credit in general and replacement investments (Art. 6, para. 1 und 2)12138CHF 367'32424CHF 1'551'877
Use of credit dividends, refinancing, etc. (Art. 6, para. 3)2025CHF 1'186'53700
Others011CHF 10'8006CHF 391'774
Total22318CHF 1'774'16146CHF 3'217'251

*The reported delinquency amount corresponds to the volume of credits at the time they were granted. No account is taken of whether losses have effectively been incurred.

1 As of the commencement of the Covid-19-Solidarbürgschaftsgesetz (Covid-19-SBüG) (in German) on December 19, 2020, the prohibition to carry out new investments in fixed assets that are not replacement investments has been lifted (cf. Art. 27 para. 2 Covid-19-SBüG).

2 As of the commencement of the Covid-19-SBüG on December 19, 2020, already the decision on the payment of dividends is unlawful (cf. Art. 2 para. 2 lit. a Covid-19-SBüG and Official Bulletin: AB 2020 N 2040 of October 30, 2020, and AB 2020 S 1314 f. of December 10, 2020).

Last updated: 13.04.2021

Banks: Participation list, documents and information

Here is a list of the 124 banks that have granted Covid-19 loans.

Bank-specific documents:

Bank-specific information:

Media contact

medien@seco.admin.ch