Covid-19 credits

The Federal Council and Parliament have provided companies in Switzerland with liquidity relief in order to help with the economic consequences of the coronavirus.

On this page, you will find information and data about COVID-19 credits for companies. To ensure liquidity, companies affected by the COVID-19 crisis were able to take advantage of bridging credits guaranteed by the federal government between March 26th and July 31st.


Number and volume of COVID-19 bridging credits

Companies affected by the COVID-19 crisis were able to apply for bridging credits guaranteed by the federal government between 26 March and 31 July 2020 to ensure their liquidity. The table below shows the total number and volume of credits granted. Any credits that have already been repaid are not included here. All numbers are updated daily.

 NumberAverage amount in CHFTotal in CHF
COVID-19 credit agreements135'067103'00013'800 Mio.*
COVID-19 credit plus1'1302.7 Mio.3'008.2 Mio.**
Total136'19716’808.2 Mio.

* Extrapolation from number of credit agreements and average amount

** The amount stated concerns the entire credit amount and not just the 85% guaranteed by the Swiss Confederation

Figures may vary due to legal provisions (Article 11(1) of the COVID-19 Joint and Several Ordinance (COVID-19-Solidarbürgschaftsverordnung)) and as a result of adjustments made after the submission deadline has passed.

Last updated: 16.09.2020

Data as CSV-File

Graphic for download: Total COVID-19 credit agreements, cumulative [png]

Download

Graphic for download: Total COVID-19 credit agreements per day [png]

Download

Infographic for download: Aid program status end of April [png]

Download

Further analyses

The following figures illustrate distributions of COVID-19 bridging credits for companies. They serve to provide background information and are updated at irregular intervals. The figures may therefore differ from the daily actual figures. These visualizations are based on data from the guarantee organizations. In order to exclude any conclusions about individual companies and to guarantee their anonymity, only aggregated data can be made available. Due to rounding, it is possible that the sum of the shares may not be 100%.

Status: August 26, 2020

Data as CSV-File

Figures as PDF-File

Graphic for download: Number of credits by canton [png]

Download

Graphic for download: Credit volume by canton [png]

Download

Graphic for download: Number of credits by banking group [png]

Download

Graphic for download: Credit volume by banking group [png]

Download

Graphic for download: Top 10 banks by number of credits [png]

Download

Graphic for download: Top 10 banks by credit volume [png]

Download

Graphic for download: Number of credits by group of economic activities (NOGA section) [png]

Download

Graphic for download: Credit volume by group of economic activities (NOGA section) [png]

Download

Graphic for download: Top 10 sectors (NOGA division) by numbers of credits [png]

Download

Graphic for download: Top 10 sectors (NOGA division) by credit volume (in CHF m) [png]

Download

Graphic for download: Number of credits by legal form of the company [png]

Download

Graphic for download: Credit volume by legal form of the company [png]

Download

Graphic for download: Average credit amount by legal form of the company [png]

Download

Graphic for download: Number of credits by company size (FTE) [png]

Download

Graphic for download: Credit volume by company size (FTE) [png]

Download

Graphic for download: Number of guaranteed credits by guarantee organisation [png]

Download

Graphic for download: Guaranteed credit volume by guarantee organisation [png]

Download

Reports of abuse

The table below contains potential and actual cases of abuse under the Regulation on the granting of credit and joint and several guarantees as a result of the coronavirus. Here you find the concept for the prevention of abuse (in German). The statistic shows the cases of which the guarantee organisations are aware, either because they initiated the procedure themselves or because they were informed by another body that the procedure had been initiated. It is not complete with regard to those cases opened by other bodies without information to the guarantee organisations. The statistic is updated daily.

Types of abuse (all types according to the ordinance)In clarificationNo cases of abuseNo cases of abuse after correctionOngoing proceedings
NumberAmount of delinquency *
Multiple applications (Art. 3, para. 1)1098511414CHF 3'885‘000
Date of foundation (Art. 3, para. 1, a.)462611CHF 90‘000
In bankruptcy, estate or liquidation (Art. 3, para. 1, b.)10047CHF 676'300
Sales information (Art. 7, para. 1)26949449CHF 1'121‘900
Support for other emergency regulations (Art. 3, para. 1, d.)00000
Use of credit in general and replacement investments (Art. 6, para. 1 und 2)312432CHF 4'480‘667
Use of credit Dividends, refinancing, etc. (Art. 6, para. 3)3461168CHF 2‘613‘000
Others40338CHF 1‘104‘700
Total85117617679CHF 13'971'567

*The amount of delinquency reported corresponds to the volume of loans at the time they were granted for which proceedings are under way. It is not taken into account whether part of the money has already been recovered.

Last updated: 18.09.2020

In addition, statistics from the Money Laundering Reporting Office (MROS) show all a) suspicious activity reports in accordance with the Anti-Money Laundering Act or Swiss Criminal Code, as well as b) the number of notifications made by the MROS to law enforcement services (in accordance with Art. 23 Para. 4 of the Anti-Money Laundering Act).

Losses on guarantees under the COVID-19 bridging credits

The following table provides information on the guarantee losses of guarantees granted under the COVID 19 bridging loan programme. These are COVID-19 loans for which the bank has drawn down the guarantee and thus transferred the claim against the borrower to the guarantee organisations.

 NumberAverage amount in CHFTotal in CHF
Total24979'22719'489'887

Last updated: 16.09.2020

Participating banks

There are 124 banks participating in the COVID 19 programme.

To the banks

Media contact

medien@seco.admin.ch