Guarantees shall be assessed by a body designated by the canton. The guarantee organisations can then conclude guarantees for bank loans with the banks. The guarantees are secured at 65% by the Confederation and 35% by the canton. Please note that only one application for a guarantee per start-up can be submitted to a bank. The prerequisite is that the canton in which the company’s head office is located participates. Loans are not available from PostFinance for start-up guarantees.
How to submit your guarantee application:
- To start your credit application, click on the link below and fill in all the required fields.
- Sign the guarantee application and upload it to EasyGov. The application will be sent electronically, directly from EasyGov. The canton will review the agreement. If it is complete, the canton will forward the agreement to the guaranteeing organisation. The guaranteeing organisation will then issue the guarantee for the bank.
- The bank receives the guarantee from the guaranteeing organisation and pays the money out to the start-up.
Start guarantee application
Note: The start-up company applies for a guarantee. The loan amount is usually less than the requested guarantee amount.
Here you will find a list of the cantons offering guarantee applications.